Education Loan – Making Education Affordable and Accessible
At CGC Mohali (Jhanjeri), we believe that financial challenges should never stand in the way of academic dreams. That's why we help you secure education loans to cover tuition fees and other expenses, including books and accommodation. With flexible repayment plans and competitive interest rates, we ensure students can focus on their studies without worrying about financial stress. To make the process even smoother, our team provides step-by-step guidance and support throughout the loan application journey.
At CGC Mohali (Jhanjeri), we're committed to making higher education accessible and hassle-free for every aspiring student.
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Bihar Student Credit Card Scheme
CGC Mohali (Jhanjeri) supports students from Bihar through the Bihar Student Credit Card Scheme—an initiative by the Government of Bihar to promote higher education.
Under this scheme, students can avail financial assistance of up to Rs 4 lakh for pursuing technical, professional, and general courses.
Eligibility
- A loan of up to Rs 4,00,000 at nominal interest rates.
- Available exclusively for residents of Bihar.
- Easy repayment terms after course completion.
- Applicable for various UG and PG programs at CGC Mohali (Jhanjeri).
West Bengal Student Credit Card Scheme
Students from West Bengal can avail financial support through the West Bengal Student Credit Card Scheme, launched by the Government of West Bengal to promote higher education and skill development.
This scheme is applicable to students who wish to pursue higher education at reputed institutions across India, including Chandigarh Group of Colleges Mohali (Jhanjeri).
Eligibility
- Must be a resident of West Bengal for at least 10 years.
- Age limit: Up to 40 years.
- Should be pursuing or planning to pursue UG/PG studies.
- Must be enrolled in a recognized institution in India or abroad.

Jharkhand Guruji Student Credit Card Scheme
The Jharkhand Guruji Student Credit Card Scheme is a visionary initiative by the Jharkhand Government, designed to empower students by providing financial assistance for pursuing higher education and unlocking brighter futures.
CGC Mohali (Jhanjeri) a NAAC A+ accredited, top-ranked institution known for its industry-driven education and excellent placement record is proud to support students from Jharkhand through the Guruji Student Credit Card Scheme (GSCC).Launched by the Department of Higher and Technical Education, Government of Jharkhand, this scheme is a powerful initiative to help students pursue their dreams without financial constraints.
Key Benefits of the Scheme:
- Education Loans up to ₹15,00,000
- Subsidized 4% Simple Interest Rate
- Additional Benefits for Female Students
- Flexible Repayment Tenure of up to 15 Years
- No Processing, Sanctioning, or Disbursement Fees
- Covers Academic & Hostel Fees
Partnered Bank Loans with Expert Guidance
Most banks, whether state or central, offer student loan facilities to help students pursue higher education without financial worries. CGC Mohali (Jhanjeri) has established a dedicated Loan Assistance Cell to simplify the process of securing loans through partnered banks.
Unlock Education Loans with Vidya Lakshmi Portal
Starting from February 1, 2018, the Central Government made it mandatory for banks to offer education loans exclusively through the Vidya Lakshmi Portal. This portal is managed by NSDL e-Governance Infrastructure Limited, Mumbai.
The Vidya Lakshmi Portal serves as a one-stop online platform that enables students to conveniently explore, compare, and apply for educational loans and scholarships anytime, from anywhere. It not only facilitates access to student loans but also allows students to apply directly and track the status of their applications.
To begin, students must register and log in at https://www.vidyalakshmi.co.in/Students/ and complete the Common Education Loan Application Form (CELAF) by providing all necessary details. Once the form is submitted, students can search for suitable education loans and apply based on their needs, eligibility, and preferences.
Register on Vidya Lakshmi Portal
Fill up single form
Apply to Multiple Banks
Through Direct Approach in Bank
It is recommended to visit the bank branch where one of the parents holds an account. However, it is the responsibility of the student and their parents/guardians to secure loan approval and manage repayment of the approved amount, along with any associated liabilities and consequences. CGC Mohali (Jhanjeri) shall not be held liable or responsible in this regard.
Education Loan Partners



North India's Fastest- Growing Institute – CGC Mohali (Jhanjeri)
With world-class labs, smart classrooms, and a resource-rich library, CGC Mohali (Jhanjeri) is redefining education by promoting creativity and experiential learning to fuel unparalleled growth, preparing students with industry-specific skills and limitless opportunities.
1crPA
Highest Package10000+
Placement Offers1200+
Recruiters50LPA
Package Offered by 9+ Companies25-30LPA
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Package Offered by 500+ Companies